About Us
Fiduciary Financial Advisor in Lake Oswego Since 1987
"An ounce of prevention is worth a pound of cure."
- Benjamin Franklin
Who You'll Work With
The Team Behind the Plan
Nearly Four Decades in This Community
Serving Lake Oswego Through Four Decades of Market Cycles
The firm was founded in 1987, which means our team has guided clients through the crash of 1987, the dot-com bust, the 2008 financial crisis, and the COVID-19 downturn. Every one of those cycles produced the same pressure to abandon a plan. Our job has always been to hold the line, with a documented process rather than a reactive hunch.
That kind of continuity matters in a market saturated by advisors who have never managed a client relationship through a sustained downturn. The families we serve in Lake Oswego, Portland, and the Bridgeport area know that our advice comes from real history in this community, not a theory built in a bull market.
Our Mission
Our mission is to give every client a documented, research-backed plan for the income that replaces their paycheck, delivered by a fiduciary team that has earned the trust of this community since 1987.
How We Build Portfolios
An Investment Philosophy Built on Evidence, Not Intuition
We build client portfolios using Modern Portfolio Theory, the academic framework that treats diversification as a mathematical discipline rather than a general principle. The goal is to construct portfolios positioned to deliver the highest expected return for a given level of risk, without attempting to predict which sectors or stocks will outperform.
In practice, we do this through three vetted money managers, each selected for their disciplined, evidence-based approach:
Matson Money
Applies decades of academic market research to build evidence-based portfolios using a consistent, rules-driven methodology that removes emotion and timing from the investment process.
Efficient Advisors
A technology-forward passive investment platform built on the same evidence-based principles that underpin Modern Portfolio Theory, combining systematic portfolio construction with ongoing management.
Index Fund Advisors
Constructs broadly diversified portfolios using index funds rooted in academic market research, minimizing costs and eliminating the guesswork of active stock selection.
Portfolio construction is coordinated directly with your retirement income plan and tax planning, so each element of your financial picture accounts for what the others need. Our Investment Management page covers the full structure in detail.
Let's Talk
Start With a Conversation
If you want to understand exactly how we invest, what fiduciary status means for your specific situation, and whether our planning process fits where you are in life, a first conversation costs nothing and answers all of it.
